D&AD New Blood: White Pencil!!!!!
D&AD New Blood: Yellow Pencil

Creative Conscience: Gold

Summit International Awards: Gold




287 Million illiterate Indians are unbanked. Even though 99% of households have a government issued bank acout, a chunk of them are untouched due to its high illiteracy rate(74%).


-Even though illiterates can not write and read, they can listen and speak.
-According to Wall Street Journal, voice powered apps, affordable data, and cheap phones have opened a new gateway for illiterates in India.


First voice controlled payment app called Bolo, meaning 'Speak' in Hindi.

Features / User Experience

1. 23 Indian language available

2. Easy register, deposit check, and payment.

D&AD New Blood - White pencil Winner

: TOP5 works of the year!

Digital Mckinsey (UK)
Fast Company (US)
Design Week (UK)
Biz Community (US)

Cargo Collective, Inc. Los Angeles, Calif.